If you terminate employment in a job covered by OCERS prior to attaining retirement age, you have options you should be aware of. You may leave your member contributions on deposit with the System and file an application for retirement when you attain retirement age. This is called a “Deferred Retirement Allowance.”  If you leave your money on deposit with OCERS your fund will continue to earn interest.

Click here for more information about “Deferred Retirement Allowance”

You may also choose not to receive a retirement from OCERS and withdraw your member contributions at any time (unless you have entered a reciprocal system).

Click here for more information about “Withdrawing your Contributions”

 For complete details about your OCERS membership and benefit plan, consult your Summary Plan Description.